Takehome US 2026 estimates · English

Mortgage calculator

Standard US amortizing payment. Property tax and insurance are not in the first number.

Inputs

Result

Enter numbers, then calculate.

    Method and sources

    What formula?

    M = P × r(1+r)^n / ((1+r)^n − 1), with r as monthly APR and n as months. Same math banks use for principal and interest.

    PITI?

    Not yet. Add tax and insurance from your county and carrier. PMI often applies when down payment is under 20%.

    Check: your lender’s Loan Estimate

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