What this site is
Takehome is a small set of US money calculators. Type a salary, a 1099 profit, a mortgage balance, or a car price. The page returns an estimate you can compare to an offer letter, a Loan Estimate, or a dealer quote. It is not a bank, not a lender, and not a tax-prep product. Nobody here originates a loan or files a return for you.
The domain is autopaymentloan.com because the first tool on this host was a car-payment page. The brand on the site is Takehome. We do not take loan applications, we do not sell rate locks, and we do not scrape other publishers into a headline farm. Each calculator URL has its own method write-up. Longer search questions live under Guides.
What you can run
The paycheck tool is for W-2 wages. It uses 2026 federal brackets, the 2026 standard deduction, Social Security, Medicare, and a state planning rate. The leftover is take-home per pay period. It is not UK PAYE and it is not a finished W-2.
The 1099 tool is for net profit after ordinary expenses. It adds self-employment tax, then federal and a state planning rate, and prints a set-aside percent plus an equal quarterly amount. It is not a 1040-ES voucher and it does not apply QBI.
The mortgage tool is principal and interest only. The auto tool is the same amortizing math on a car note. Tax, insurance, PMI, and dealer fees are outside the formula unless you already rolled them into the amount financed.
A $60,000 salary on this site
Numbers below come from the paycheck tool on 2026-09-21, single filer, 26 pay periods. Federal and FICA do not change when you switch states. The leftover does.
| State | Federal | FICA | State planning | Annual leftover | Biweekly |
|---|---|---|---|---|---|
| Texas | $5,020 | $4,590 | $0 | $50,390.00 | $1,938.08 |
| California | $5,020 | $4,590 | $4,082.70 | $46,307.30 | $1,781.05 |
| New York | $5,020 | $4,590 | $3,007.15 | $47,382.85 | $1,822.42 |
FICA here is Social Security $3,720 plus Medicare $870. California and New York on this page are planning rates, not a finished CA Form 540 or NY IT-201. Use the table to see the size of the swing, then confirm with a stub or a CPA.
How the pages are built
Math runs in the browser. We do not store the numbers you type. Ads, when they load, sit under a finished result — not over the form, not on this home page, and not on the guides. Home used to pull public RSS headlines. That feed is gone. Republishing other sites’ stories is not how this site works. The leftover news URL returns gone on purpose so crawlers do not treat this host as a headline farm.
If a number here disagrees with the IRS, your state, or a lender, they win. Use the result to sanity-check a move or an offer, then confirm on a stub or a closing disclosure. Method tables and the 2026 constants we ship are on the method page.
Start with the calculator that matches the document in your hand. An offer letter is the paycheck page. An invoice stack is the 1099 page. A Loan Estimate is the mortgage page. A dealer worksheet is the auto page. If you are still deciding which document that is, read the matching guide first, then come back and type the numbers. Texas vs California, a half-point on a mortgage, 60 vs 72 months on a car, and 1040-ES quarters each have their own guide with the same engine’s outputs written out in dollars.